Question 1

Who can apply for financing from Link (THM) Trust?

Accepted Answer

Our loans are designed for SMEs, property owners, developers (licensed or unlicensed), and corporations with tangible assets or real estate interests in Singapore. Each product has its own suitability criteria (Learn More).

Question 2

What types of security are required?

Accepted Answer

Most of our products are secured against property, rental receivables, or issued Options to Purchase. The type of security depends on the financing solution you choose.

Question 3

How fast is the approval process?

Accepted Answer

Approval can be as fast as 1 working day. The actual turnaround time depends on the nature and complexity of the loan, the completeness of the submitted documents, and other requirements.

Question 4

What repayment structures are available?

Accepted Answer

Borrowers may choose Principal + Interest repayment or Interest-Only servicing, depending on their cash flow needs and the loan product.

Question 5

Are interest rates fixed?

Accepted Answer

Rates are competitive and may vary depending on loan type, market conditions, and credit profile. Both fixed and structured arrangements may be available.

Question 6

Can loans be repaid early?

Accepted Answer

Yes, early repayment is possible. Terms and any applicable prepayment fees will be detailed in the loan agreement.